FIN100: Personal Finance
Did you know that people who start managing their money correctly and saving at an early age are more likely to gain financial independence sooner than those who wait to get started? Managing your finances takes willpower and self-discipline, but needless to say, it’s worth the effort. Unfortunately, many people never get to the final stage in their lives, where they are genuinely financially free, simply because they did not start soon enough. The benefit of being young and learning how to manage your money well is that you will have the rest of your life to build up your wealth.
We developed this course for middle to high school students who are ready to take control of their finances and want to learn how to start that process. This course contains valuable lessons that teach students to budget and manage their money, credit vs. cash, debt management, savings and investment, banking and financial institutions, and risk reduction, student debt.
OBJECTIVE
This course aims to help students prepare for a more financially secure future, and participate effectively in conversations and collaborations with classmates, building on others’ ideas and expressing their own clearly and persuasively.
GRADES
9th-12th
REQUIRED MATERIAL
You will need to access your student portal every week to complete the assignments and engage in the weekly Zoom discussions. All reading materials are provided on your course page. This class involves outside research.
EARNING POTENTIAL UPON COMPLETION
317 points
FIRST COURSE DATE & TIME
June 6, 2022, at 2:00 pm PST
LAST COURSE DATE & TIME
August 1, 2022, at 2:00 pm PST
FIN100 Lesson 1: Personal Data & Goals
FIN100 Lesson 2: Career Planning
FIN100 Lesson 3: Money Management & Budgeting
FIN100 Lesson 4: Tax Planning
FIN100 Lesson 5: Banks & Financial Institutions
FIN100 Lesson 6: Consumer Credit
FIN100 Lesson 7: Consumer Buying
FIN100 Lesson 8: Housing
FIN100 Lesson 9: Insurance
FIN100 Lesson 10: Investments
FIN100 Lesson 11: Retirement & Estate Planning
FIN100 Lesson 12: Financial Plan Summary
EXPECTATIONS
Respect each other. The most important rule for our class is to respect one another. You do not need to agree with someone to communicate respectfully. Let's keep this in mind when we interact with one another.
Be prepared for each lesson. Students must complete the assigned work and research for each week to earn points. It will help you get the most benefit out of this course if you take the activities seriously and put in the effort to learn. Additionally, you are encouraged to reach out to your instructor for additional guidance.
Basic research skills. This course is for students who have a basic working knowledge of online research. You should know how to employ proper online search techniques to conduct effective research.
Enjoy the class. Being prepared is essential, but you should never forget to enjoy your experiences. This class will help you achieve your goals by introducing you to valuable tools and resources and presenting information you can continue to utilize throughout your life.
HELPFUL TIPS
I recommend students use the following applications to supplement their learning process:
- Microsoft Word
- Adobe Acrobat
- Adobe Acrobat DC
How to download and complete your assignments:
There are two versions of your assignment, a Microsoft Word version and a PDF version. You can download the files and type in the information using Microsoft Word, Adobe Acrobat, or another PDF editing software.
You can also print the worksheet and handwrite your answers, scan it back or take a picture and submit it to your instructor. If you have any issues accessing any files, reach out to your instructor.
